The unemployment fund for professionals in banking, finance, and insurance
In the financial sector, rapid change is the norm — digitalisation, restructuring, new compliance demands, and shifting regulations can quickly impact your role or employment. With the unemployment fund (a-kassa) for banking, finance, and insurance professionals, you have a reliable financial safety net that protects you if your job is affected.
A‑kassa – your most important financial safety net
A‑kassa gives you crucial income protection if you become unemployed. Whether it’s rent, groceries or your mobile bill, your everyday costs don’t stop just because your job does. With us, you get fast service, help with your application, and dependable payments when you need them most.
In Sweden, a‑kassa is voluntary. You must actively apply for membership, as it is not automatically included like health insurance or parental benefits. Joining an a‑kassa is therefore one of the smartest steps you can take to secure your income.
A‑kassa – a smart choice for finance professionals
Financial security for those who work with money — or manage it for others
If you work in banking, finance, or insurance, you likely hold a qualified position where trust, integrity, and expertise are essential. But even in well‑run organisations, change happens — and layoffs are not uncommon during restructuring, outsourcing, or efficiency improvements.
A‑kassa gives you financial protection if you lose your job. If you have been a member for at least 12 months and meet the requirements, you can receive up to 80% of your previous income.
Complete your a‑kassa with a union membership
As a member, you can add extra income insurance through the union and secure up to 80% of your full salary if you become unemployed. The union also provides valuable support such as CV guidance, salary statistics, and career coaching. We collaborate with the Saco unions and Vårdförbundet to ensure strong professional backing for your career.
Income insurance through your union Our trade unionsFAQ
-
Akademikernas a‑kassa has a fee of 140 SEK per month. It is the lowest fee in Sweden.
-
Processing times vary between different a‑kassor and throughout the year. You can find all current processing times at iaf.se.
-
No, all a‑kassor pay out the same compensation and follow the same rules. The differences are the membership fee and who is eligible to join.
-
Apply for membership in the a‑kassa you want to join. In the membership application, you can state that you want help with the transfer. This way you avoid problems and the risk of a gap in your membership.
Switch to Akademikernas a-kassa -
The maximum amount you can receive is 27,200 SEK per month.
-
All a‑kassor have the same rules and conditions. The largest a‑kassa with the lowest fee and the longest opening hours is Akademikernas a‑kassa. Self‑employed people with a university degree can also become members there.
Join Akademikernas a-kassa -
Yes, if you want to receive compensation when you are unemployed, you need to be a member of the a‑kassa.
Insured in Sweden
-
Money if you become unemployed
-
You can get income insurance
-
You can always feel secure
Examples of professions in our target group
Our members work in a wide range of qualified roles across banking, finance, and insurance. Typical professions include:
Private advisor
Credit manager
Insurance administrator
Compliance officer
Risk analyst
Investment advisor
Actuary
Portfolio manager
We also welcome professionals such as financial analysts, business controllers, AML/KYC specialists, treasury analysts, financial planners, insurance brokers, loan officers, fraud investigators, sustainability analysts, and other advanced roles within the financial sector.