Hoppa till huvudinnehåll

Comparison and list of all a‑kassor in Sweden

Akademikernas a‑kassa is Sweden’s largest a‑kassa for highly educated professionals, trusted by over 800,000 members for its stability and low fee. We offer the lowest fee in the country, long opening hours, and fast, reliable service. When comparing a‑kassas, membership size, cost, and accessibility matter most — and we deliver on all three.

What distinguishes the unemployment funds – and what is the same?

All unemployment funds in Sweden follow the same laws and rules for unemployment insurance. This means that compensation levels, conditions, and basic requirements are the same regardless of which fund you choose. However, there are differences that can matter when comparing them – such as membership fees, processing times, and how easy it is to get in touch when you need support. Here you can see how the different unemployment funds differ and find the option that best suits you and your situation.

Comparison of Sweden’s unemployment insurance funds

Name

Monthly fee*

Number of members**

Opening hours

Akademikernas a-kassa

140

805 000

8.30-16.30

Unionens a-kassa

160

760 000

9-11.45, 13-15

Kommunals a-kassa

141

597 000

9-11, 13-15

IF Metalls a-kassa

154

270 000

9-11, 13-15

Handels a-kassa

165

186 000

8.30-12

Alfa-kassan

170

172 000

9-12, 13-15

Lärarnas a-kassa

150

163 000

9-15

Visions a-kassa

149

154 000

9-15

Byggnads a-kassa

188

129 000

9-11, 13-15

Transports a-kassa

140

100 000

9-11, 13-15

Småföretagarnas a-kassa

159

98 000

9-11

Hotell- och restaurangs a-kassa 

175

87 000

9-11, 13-15

Sekos a-kassa

177

81 000

9-11.30, 12.30-15.30

STs a-kassa

145

78 000

9-11, 12-13.30

Ledarnas a-kassa

150

77 000

9-11, 13-15

Finans- och försäkringsbranschens a-kassa

140

50 000

9-12-13-15

Fastighets a-kassa

155

46 000

9-11 eller 13-15

GSs a-kassa

185

41 000

9-11 eller 13-15

Elektrikernas a-kassa

160

33 000

9-11 eller 13-15

Livs a-kassa

145

30 000

9.30-10.30 eller 13-15

Pappers a-kassa

170

12 000

9-11

Sveriges arbetares a-kassa

145

10 000

9-11

Journalisternas a-kassa

165

9 700

9-11

Säljarnas a-kassa

165

7 100

9-11

Source: IAF.se * December 2025 **November 2025 

At Akademikernas a‑kassa, anyone with a university education can become a member. There is never a need to switch unemployment fund – your education is what determines your eligibility. Read more about who can become a member of Akademikernas a‑kassa

Do you have a university education?

If you have 150 Swedish higher‑education credits (120 before 2007) or a foreign university degree equivalent to at least a bachelor’s degree, Akademikernas a‑kassa is the unemployment fund for you. You never need to switch unemployment fund if you change jobs or start a business. It’s your education that matters.

Everyone in the labour market should be insured

We believe that everyone with a connection to the labour market should be insured through an unemployment fund. If you do not meet our academic membership requirements, there are 23 other unemployment funds to choose from. Call us if you feel unsure. We answer every weekday from 8:30 to 16:30 at 08‑412 33 00 (option 2).

Join Akademikernas a-kassa